When is the right time to retire

[pgchin]

Thanks for everyone's contributions! Keep'em coming!
George, Kudo's to you! You succinctly summarized about every article I've read on the subject into clear concise recommendations!!!! Thanks so much!
I want to back up George's first comment about "people do not give enough thought and planning to the subject". I read that all the time and here is a article from yesterday's US new's to back George up!
http://money.usnews.com/money/blogs/the-...or-boomers

Tom, congrats to you on starting phase 2, the fun years!!!!! Have a ball, and yes like you and George both said fun times in the buses await and are good for you! It clears the head!

Chuck, ROTFLMAO! I have a close high school pal that retired from the corporate world last November and when he emailed me, that line about sitting in a rocking chair on the porch and he was too young was the first line in the email!!! So when I saw it in your post I almost choked on my coffee with laughter! Sorry ole pal, I do not write the dictionary BUT I do agree with your views wholeheartedly! There is definitely a "stigma" attached to the word. Personally I just "truck on". I see no reason to hide it or be ashamed, I just want to provide an awareness of the fact that you need SOME kind of plan and to start thinking about it no matter your station or plan!

Dave, yes I miss the development days also.......BEST time of my life!!!!! Really!!! Well, hopefully I can add "so far"!!!!!!!!! in phase 1!