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+--- Thread: Financing? (/showthread.php?tid=3687)
Financing? - erniecarpet@... - 10-23-2006 09:08
Scott- we had been with the local bank for 10 years and they financed our 83.
We have a credit union and transferred our bird note to them and saved a
couple points.
Ernie Ekberg
83 PT40
Livingston, Montana
[Non-text portions of this message have been removed]
Financing? - Scott Forman - 10-23-2006 11:22
Anyone ever find any "outside the box" folks who will finance the older
BB's? In most cases a 15-20 yr old BB is a better bet than a 10-year
old plastic unit, yet no one will finance the old 'Birds. I'd love to
upgrade, but can't do it out of pocket.
Scott Forman
82 FC35RB
Memphis
Financing? - mbulriss - 10-23-2006 11:38
USAA Federal Savings Bank in San Antonio will finance any RV that is
still in the *big* NADA book they have access to. It is not the same
one dealers use. Call them and ask a lending rep.....(800) 531-2265
Mike Bulriss
1991 WB40 "Texas Minivan"
San Antonio, TX
--- In WanderlodgeForum@yahoogroups.com, "Scott Forman" <sforman@...>
wrote:
>
> Anyone ever find any "outside the box" folks who will finance the older
> BB's? In most cases a 15-20 yr old BB is a better bet than a 10-year
> old plastic unit, yet no one will finance the old 'Birds. I'd love to
> upgrade, but can't do it out of pocket.
>
> Scott Forman
> 82 FC35RB
> Memphis
>
Financing? - Bob Lawrence - 10-23-2006 14:16
Financed ours with our credit union...no problem.
> Anyone ever find any "outside the box" folks who will finance the
older
> BB's? In most cases a 15-20 yr old BB is a better bet than a 10-
year
> old plastic unit, yet no one will finance the old 'Birds. I'd love
to
> upgrade, but can't do it out of pocket.
>
> Scott Forman
> 82 FC35RB
> Memphis
>
Financing? - Pete Masterson - 10-23-2006 15:46
If you are a home owner (and have some equity) you may be able to use
an equity credit line or simply refinance your home with a cash out
option (although that can generate some considerable interest expense
as you're financing a depreciating asset with a 30 year loan). There
are some tax aspects to consider as well, as home-interest (as in a
refinance) is generally deductible while a vehicle or credit union
loan is not deductible.
A smaller bank may be willing to finance a 'bird if you have other
assets (e.g. stocks, certificates of deposit) to pledge to make the
loan to value ratio more attractive.
Pete Masterson
aeonix1@...
'95 Bluebird Wanderlodge WBDA 42'
El Sobrante, CA
On Oct 23, 2006, at 4:22 PM, Scott Forman wrote:
> Anyone ever find any "outside the box" folks who will finance the
> older
> BB's? In most cases a 15-20 yr old BB is a better bet than a 10-year
> old plastic unit, yet no one will finance the old 'Birds. I'd love to
> upgrade, but can't do it out of pocket.
>
> Scott Forman
> 82 FC35RB
> Memphis
[Non-text portions of this message have been removed]
Financing? - M Thomas Eastham - 10-24-2006 00:47
I also just financed the purchase of a 83 FC35 through USAA. These
guys are absolutely the best insurance and finance company I have
ever come across. Just incredible service and very easy to work
with. My terms are 60 months and 90% and they would have gone longer.
Good Luck!
M Thomas Eastham
Houston, TX
[Non-text portions of this message have been removed]
Financing? - Bill Rowe - 10-24-2006 07:49
Interest on an RV can be written off as a second home on taxes, no
matter who finances it. Check with your local credit union.
Bill 90sp36
--- In WanderlodgeForum@yahoogroups.com, Pete Masterson
wrote:
>
> If you are a home owner (and have some equity) you may be able to use
> an equity credit line or simply refinance your home with a cash out
> option (although that can generate some considerable interest expense
> as you're financing a depreciating asset with a 30 year loan). There
> are some tax aspects to consider as well, as home-interest (as in a
> refinance) is generally deductible while a vehicle or credit union
> loan is not deductible.
>
> A smaller bank may be willing to finance a 'bird if you have other
> assets (e.g. stocks, certificates of deposit) to pledge to make the
> loan to value ratio more attractive.
>
> Pete Masterson
> aeonix1@...
> '95 Bluebird Wanderlodge WBDA 42'
> El Sobrante, CA
>
>
>
>
> On Oct 23, 2006, at 4:22 PM, Scott Forman wrote:
>
> > Anyone ever find any "outside the box" folks who will finance the
> > older
> > BB's? In most cases a 15-20 yr old BB is a better bet than a 10-year
> > old plastic unit, yet no one will finance the old 'Birds. I'd love to
> > upgrade, but can't do it out of pocket.
> >
> > Scott Forman
> > 82 FC35RB
> > Memphis
>
>
>
> [Non-text portions of this message have been removed]
>