Wanderlodge Gurus - The Member Funded Wanderlodge Forum - INSURING FULL TIME USE 20 YEAR OLD 'BIRDS

I received a notice from my vehicle insurer GMAC, that they will only
be providing liability, but not full coverage insurance, for any
vehicle over twenty years old. I investigated a few insurers and
found only one, Progressive Insurance, that would provide full
coverage for my 'Bird, but at an increase of $345.00 per year . Since
I live in it full time, the others would not cover it, but they gave
no reason why and I have an excellent driving and credit rating.

I would like some names of insurers that ONLY FULL TIMERS use. One
other problem that I can see, is that my legal residence is in South
Carolina, where some insurance companies do not provide coverage and
I do not wish to change legal residence location.

Thanks for any assistance.

"REMEMBER SEPTEMBER 11, 2001"
John Finn
'82 35FCRB
BLUEBIRD WANDERLODGE
TO VISIT THE "FINN'S INN EXPRESS" REMODELING ADVENTURE
GO TO;
http://www.pbase.com/image/24977457
'66 SUPERIOR / IH 392 GAS V8 32' PUSHER "FOR SALE"
SEE THE OLD COACH AT:
http://www.pbase.com/image/26052733
HOPKINS, SOUTH CAROLINA

John,

At the seminars held at the FMCA Conventions, the brokers (Miller,
Alexander, etc.) said that there were only seven companies in the US
that wrote full timers insurance. When you own a home, you normally
have a homeowners insurance policy. This contains a lot of things that
a normal auto policy does not such as personal liability, contents,
and some others that I am not expert enough to recall. When you go
full time and drop your homeowners policy and depend only on a auto
type policy, you are losing a lot of protection you formerly had.

The Miller Agency ((800) 622-6347), is one. The former RV Alliance
America (they recently changed their name) (800) 521-2942 is another.
I suggest that, if not a member of FMCA, join and get their magazine
which has a lot of information in it. Regardless of who you talk to,
ask them if they write "fulltimers" insurance. If they don't know what
you are talking about, go to someone else.

BTW, I know people who have had coverage with both companies and they
have always paid off on losses....

George Lowry
'95 WBDA 4203 & GM 4106 (for sale)
Spearfish, SD

John wrote:

> I received a notice from my vehicle insurer GMAC, that they will only
> be providing liability, but not full coverage insurance, for any
> vehicle over twenty years old. I investigated a few insurers and
> found only one, Progressive Insurance, that would provide full
> coverage for my 'Bird, but at an increase of $345.00 per year . Since
> I live in it full time, the others would not cover it, but they gave
> no reason why and I have an excellent driving and credit rating.
>
> I would like some names of insurers that ONLY FULL TIMERS use. One
> other problem that I can see, is that my legal residence is in South
> Carolina, where some insurance companies do not provide coverage and
> I do not wish to change legal residence location.
>
> Thanks for any assistance.
>
> "REMEMBER SEPTEMBER 11, 2001"
> John Finn
> '82 35FCRB
> BLUEBIRD WANDERLODGE
> TO VISIT THE "FINN'S INN EXPRESS" REMODELING ADVENTURE
> GO TO;
> http://www.pbase.com/image/24977457
> '66 SUPERIOR / IH 392 GAS V8 32' PUSHER "FOR SALE"
> SEE THE OLD COACH AT:
> http://www.pbase.com/image/26052733
> HOPKINS, SOUTH CAROLINA
>
>
>
>
>
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>
>
>
>
>
>
>
>
>
> Yahoo! Groups Links
>
>
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>
>

Thanks george.

"REMEMBER SEPTEMBER 11, 2001"
John Finn
'82 35FCRB
BLUEBIRD WANDERLODGE
TO VISIT THE "FINN'S INN EXPRESS" REMODELING ADVENTURE
GO TO;
http://www.pbase.com/image/24977457
'66 SUPERIOR / IH 392 GAS V8 32' PUSHER "FOR SALE"
SEE THE OLD COACH AT:
http://www.pbase.com/image/26052733
HOPKINS, SOUTH CAROLINA

//////////////////////////////////////////////////

--- In WanderlodgeForum@yahoogroups.com, George Lowry
wrote:
> John,
>
> At the seminars held at the FMCA Conventions, the brokers (Miller,
> Alexander, etc.) said that there were only seven companies in the
US
> that wrote full timers insurance. When you own a home, you
normally
> have a homeowners insurance policy. This contains a lot of things
that
> a normal auto policy does not such as personal liability, contents,
> and some others that I am not expert enough to recall. When you go
> full time and drop your homeowners policy and depend only on a auto
> type policy, you are losing a lot of protection you formerly had.
>
> The Miller Agency ((800) 622-6347), is one. The former RV Alliance
> America (they recently changed their name) (800) 521-2942 is
another.
> I suggest that, if not a member of FMCA, join and get their
magazine
> which has a lot of information in it. Regardless of who you talk
to,
> ask them if they write "fulltimers" insurance. If they don't know
what
> you are talking about, go to someone else.
>
> BTW, I know people who have had coverage with both companies and
they
> have always paid off on losses....
>
> George Lowry
> '95 WBDA 4203 & GM 4106 (for sale)
> Spearfish, SD
>
>
>
> John wrote:
>
> > I received a notice from my vehicle insurer GMAC, that they will
only
> > be providing liability, but not full coverage insurance, for any
> > vehicle over twenty years old. I investigated a few insurers and
> > found only one, Progressive Insurance, that would provide full
> > coverage for my 'Bird, but at an increase of $345.00 per year .
Since
> > I live in it full time, the others would not cover it, but they
gave
> > no reason why and I have an excellent driving and credit rating.
> >
> > I would like some names of insurers that ONLY FULL TIMERS use.
One
> > other problem that I can see, is that my legal residence is in
South
> > Carolina, where some insurance companies do not provide coverage
and
> > I do not wish to change legal residence location.
> >
> > Thanks for any assistance.
> >
> > "REMEMBER SEPTEMBER 11, 2001"
> > John Finn
> > '82 35FCRB
> > BLUEBIRD WANDERLODGE
> > TO VISIT THE "FINN'S INN EXPRESS" REMODELING ADVENTURE
> > GO TO;
> > http://www.pbase.com/image/24977457
> > '66 SUPERIOR / IH 392 GAS V8 32' PUSHER "FOR SALE"
> > SEE THE OLD COACH AT:
> > http://www.pbase.com/image/26052733
> > HOPKINS, SOUTH CAROLINA
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> > Yahoo! Groups Links
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >