Wallace Craig
01-16-2007, 08:14
For those concerned about liability coverage where the coach is owned by someone
(Delaware, Montana, South Dakota corps.) other than the usual driver the issue
is resolved by having any usual drivers added as an "additional named insured".
This puts such driver on the same insurance footing as the owner of the vehicle
and is covered for all insurance purposes. The same approach works for excess
coverage which comes into play above the limits of the primary coverage Having
someone added as an "additional named insured" is almost always without
additional premium, especially if such "additional named insured" is the primary
driver.
If you did not do this when you bought the policy, you can usually have your
agent add the "ANI" at any time by getting an endorsement to the policy
Just a word to the wise, no charge.
Wallace Craig
95 WLWB 42
Azle, Texas
[Non-text portions of this message have been removed]
(Delaware, Montana, South Dakota corps.) other than the usual driver the issue
is resolved by having any usual drivers added as an "additional named insured".
This puts such driver on the same insurance footing as the owner of the vehicle
and is covered for all insurance purposes. The same approach works for excess
coverage which comes into play above the limits of the primary coverage Having
someone added as an "additional named insured" is almost always without
additional premium, especially if such "additional named insured" is the primary
driver.
If you did not do this when you bought the policy, you can usually have your
agent add the "ANI" at any time by getting an endorsement to the policy
Just a word to the wise, no charge.
Wallace Craig
95 WLWB 42
Azle, Texas
[Non-text portions of this message have been removed]